Commercial & Business Insurance Products

One of the most common types of business insurance is commercial property insurance, which provides a wide range of coverage for buildings, inventory, equipment, tools and more. Losses from fire, break-in, vandalism, wind and other natural or manmade disasters are examples of what is typically covered.

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Normally, it is difficult for businesses or general contractors to work without general insurance. General liability insurance is intended to guard operators and owners of companies from claims that may come from a broad spectrum of sources. These exposures could be just about anything, including liability engendered by accidents from the operations of the insured party, contractual liability, products manufactured by the insured party, etc.

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Business Owners Policy, commonly called a BOP contains many of the insurance coverages needed by most small businesses. While these policies are not standard, there is great variation from insurance company to insurance company; there are certain common elements. The basic BOP offers business property for both building and contents, and liability insurance protection for the operation of your business. This liability protection will generally include both the operation of your business, at its established location, and the liability from your products or completed operations.

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Workers’ compensation insurance protects employers from claims resulting from injuries to employees. It protects your business from lawsuits and provides employees with compensation for on-the-job injuries.

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A commercial automobile insurance policy is required under most circumstances when the vehicle is used for business purposes and meets certain other requirements. It is not just the registration that determines the requirement for a business automobile insurance policy. Other requirements are ownership by a corporation, use in hauling goods for hire, and gross vehicle weight of the vehicle. Some small trucks can be owned and insured under a personal automobile insurance policy under specific circumstances.

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We provide Insurance that Protect your Company, So You Can Get back to business

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You can find our offices in Davie, FL.

As an independent insurance agency in South Florida, we take pride in reviewing your options with multiple insurance companies and comparing protection and prices to find the best value for your business.

Our Commitment To Serve You.

TLC Insurance Agency knows that in South Florida, there are as many unique insurance needs as we have neighbors who live here! Contact one of our helpful team members about your specific insurance needs.

Always There.

Contact TLC Insurance Agency to identify the best combination of coverage, value, and price for you. We can help make sure your business gets the proper insurance coverage that it needs. Call us at 954-434-5120 or email us directly at info@tlcinsuranceagencyfl.com.