Life Insurance

Having the right life insurance is pivotal in planning for the future of you and your loved ones. Life insurance can help you fulfill promises you’ve made your family when you are gone.

Don’t leave the future of you and your loved ones to chance. TLC Insurance Agency can help you find the right life insurance coverage for you, and help ensure that your policy continually meets your needs.

There are a variety of life insurance policies that we can provide. The kind of policy you choose depends on your needs:

Term Life

Term Life Insurance is a low-cost way of providing maximum coverage for your family. Protection is provided for a limited number of years. The insurance expires without value if the insured lives beyond the policy period, usually 5 to 20 years. Other policy life periods are available, including 1 year annual renewable term.

Term insurance premiums will not increase during the guaranteed policy time period (term) you select. Term Life Insurance pays a death benefit only if you die during that term. Term insurance generally provides the largest insurance protection for your premium dollar.

Term Life Insurance remains in force for as long as premiums are current, provided there are no misrepresentations on the application. The insurance coverage terminates if you discontinue your premium payments.

Universal Life

Universal life is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure. Universal life can build cash value, which earns an interest rate that may adjust periodically, but is usually guaranteed not to fall below a certain percentage.

Whole Life

Whole Life Insurance provides permanent protection for the whole of life – from the date of policy issue to the date of the insured’s death, provided that premiums are paid. Premiums are set at the time of policy issue and remain level for the policy’s life. Unlike term insurance, whole life combines insurance protection and savings or cash value which builds over time. Cash value build-up may provide a source for living benefits, for example, helping pay off a mortgage, or a child’s education, or cash surrender value if the policy is ever cancelled.

Ready to Reduce Your Rates?

Contact TLC Insurance Agency to identify the best combination of coverage, value, and price for you. We can make sure your family gets the proper insurance coverage that it needs today. Call us at 954-434-5120 or email us directly at tlcinsurances@gmail.com.

OUR PASSION

An award-winning international practice covering architecture, planning and industrial design in all major sectors, we breath life into buildings through beautiful form and function.

RESIDENTIAL 91%
COMERCIAL 87%
INDUSTRIAL 93%
INTERIOR DESIGN 93%
PLANNING 98%
STRUCTURAL ENGINEERING 96%

OUR UNIQUE PROCESS

Although we tend to price projects on a case by case basis, this is a guide to the services and project packages we offer to our clients.

BRAINSTORMING

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PROTOTYPING

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COMPLETION

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OUR COMMITMENT

We are committed to upholding our most cherished values in every project and task we take on.

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OUR PRICE GUIDE

Although we tend to price projects on a case by case basis, this is a guide to the services and project packages we offer to our clients.

PLANING

$15,500/Project
  • Initial Consultation
  • Planning Permission
  • Complete Blueprints
  • CAD Drawings
  • Project Planning
  • Project Management

DESIGN

$28,300/Project
  • Initial Consultation
  • Design Consultation
  • Interior Design
  • Full Spec Documents
  • Project Planning
  • Project Management

BUILD

$54,000/Project
  • Initial Consultation
  • Site Visits
  • Full Blueprints
  • Planning Permission
  • Project Manangement
  • Full Site Handover